The Chicago lakefront path is a beautiful and scenic environment to spend a day on a bike. With this offering comes the obvious peril. There are many different forms in which to enjoy the lakefront path. Joggers, walkers, children, those with pets, and cyclists all make use of the path. Areas of the path that abut beaches and greenways are home to families settling in to barbecue and other recreationlists. Similarly, there are many different classes of Chicago cyclists. From the casual commuter to the spandex clad training team, the variation of speed along the path can be drastic. Certain pedestrians walk side-by-side, and rollerbladers, of necessity, must kick their legs out horizontally to gain speed. Around 31st Street and it playground, children wander away from their parents and cross the path without recognizing the potential perils. As a result of the multiple and variegated forms of traffic Chicago bike accidents are frequent on the lakefront path and can lead to a Chicago bike injury. Problematically, these bike injuries, unlike those Chicago bike injuries that occur on Chicago streets, are not caused by vehicle drivers and there is generally no insurance available to pay the injured cyclist or injured bike rider for his or her losses.